Re-Mortgaging generally means changing your current mortgage from one lender to another. There can be a number of reason and advantages to re-mortgaging. You could simply want to get a better rate and reduce your monthly repayments or maybe you want to release some equity and take that holiday of a life time.
Whatever it is you want to do, here at the Mortgage Team we will examine your current mortgage and will be able to present you with a full range of options. The re-mortgage process is very straightforward and has recently become more and more streamlined and with increased competition between Lenders, the cost of changing mortgages is reducing. Your Mortgage Team consultant will be able to advise you on every step of the process, so if you have a mortgage, here are some reasons to contact us today -
Get a better rate - Have a look at our Switch and Save section and see how simple changing your mortgage really is. As well as switching we can help you clear off any of your outstanding debts by consolidating your loans.
Borrow More – If you have built up some equity in your home, the Lenders will allow you to release a percentage of this build up and you can then use it for any number of reasons – home improvements, holiday of a life time, buy a new car or use it to help towards buying an investment property. Check out our Equity Release section for more details.
Clear your expensive debt - If you are a home owner with a number of outstanding debts – car loan, credit card, personal loan, you may be able to lower your monthly bills significantly by consolidating your debt. Check out our Debt Consolidation section for more details.
